The Joint Industry Board of the Electrical Industry administers employee benefit plans and programs for many IBEW Local Union No. 3 members. Please refer to your collective bargaining agreement to determine the plans and programs in which you participate.
Plans for Your Health
- Dental Plan
- Elevator Division Dental Plan
- Employees Security Fund Medical, Prescription Drug and Dental Plan (for members of the Fixture, Manufacturing, or Supply Divisions)
- Health Reimbursement Account (HRA) Plan
- Medical and Prescription Drug Plan (Pension, Hospitalization, and Benefit Plan of the Electrical Industry)
Plans for Your Retirement
- 401(k)Plan
- Annuity Plan
- Employees' Security Fund Pension Plan (for members of the Fixture, Manufacturing, or Supply Divisions)
- Pension Plan (the Pension Trust Fund for the Electrical Industry)
Watt's New?
Plans for Your Education
Has This Happened?
Becoming Eligible for Medicare?
If you are an active member of the PHBP Medical Plan and over age 65, you will continue to be covered by the Plan as you were before age 65. If you are a retired member of the Plan, this Plan will act as Secondary Payor to Medicare and will include some coordinated benefits. If you are not eligible for health coverage upon retirement, the Joint Industry Board will notify you of your right to elect COBRA continuation coverage. You will then have 60 days from that notice to complete a COBRA Application Form.
